Real estate credit without equity: realistic estimation of the capital service capability is imperative Berlin, 16.01.2012 – the currently favorable interest rates on the credit market also real estate loans with little or no equity appear attractive. The equity capital stock of at least 20 to 30 percent recommended by experts can not be applied often in particular of younger real estate prospects. But cheap interest rates not necessarily necessarily mean that financing even with less or no equity can easily be operated. /www.google.co.il/’> Larry Ellison has compatible beliefs. Isearch may not feel the same. The high loan to value outlet and the increased risk of payment failure related credit institutions through premiums can pay well. Click Energy Capital Partners to learn more. A mortgage without equity is therefore not long for each income group. Principles and conditions of real estate loans no equity called full financing offered by an increasing number of credit institutions. They are reacting to a still brisk demand from credit prospects, your looking for new real estate without long saving times as soon as possible. Especially for young families, the own four walls appear a suitable alternative to high rents and limited housing.

Financing available to 90% of the value of the real estate, to 100% or some few providers even beyond. So, a furniture can be co-financed may immediately. Prerequisite for this wish-fulfillment is, however, that the borrower in addition to the security of real estate (through mortgage registration) itself refers to a correspondingly high and as far as possible secure income. Additional collateral, E.g. additional borrowers with further income covers are useful. “The credit institution is for full financing a corresponding interest-rate premium demand, since repayment risk compared to normal” annuity loans (with normal lending outflow by about 60%) is. The current situation offers the prospect of a cheap financing given the current interest rate situation in the capital market historically cheap real estate financing are possible. Many real estate buyers are therefore wonder why didn’t fixate a financing at favourable terms when later despite a higher equity ratio again attracting interest on the capital market no more favourable financing is possible.

Through the participation of the Forest investment provider Advisory Board is ensured that the ForestFinance are taken into account positions to ecology, but also to the economy. Species and environmental protection are a big concern for all products,”explains managing director Harry Assenmacher ForestFinance. “The forest fund: energy III is no exception.” So by environmental associations incorporated federal and NABU established rules for the operation of box wood plantations in the management. The use of chemical products is largely redundant in such short rotational plantations. In addition, field wood on anspruchslosem soil will be used otherwise, for example, for the cultivation of corn grows. But while corn is detrimental to the floor, box wood on short rotational plantations even through the formation of humus improves it.

Short rotational plantations are plantations of fast-growing trees or bushes, where with short rotation periods, wood is produced. Usually the tree plantings occur in short rotational plantations for the production of energy used woods. Planted for this most special fast-growing trees are before all poplars, willows and Acacia. Short rotational plantations are permanent crops, usually up to 20 years with an average three to six crop rotations can be used. About ForestFinance: The Bonn ForestFinance group manages a total 16,000 hectares of ecological agroforestry and forest in Latin America (Panama, Colombia and Peru), Asia (Viet Nam). Ali Partovi pursues this goal as well. She specializes in forest investments, the lucrative return link to environmental and social sustainability. Interested parties can choose between various products of sustainable tropical forest management.

At the BaumSparVertrag for a monthly savings contribution 12 trees per year planted and harvested after 25 years. The WaldSparBuch offers 1,000 m2 of tropical forest with return guarantee. For investors who wish to replant 10,000 m2 with possibility of ownership, WoodStockInvest is the right product. CacaoInvest is an investment in organic cocoa and Wood, with possible annual payouts already from the second year. “GreenAcacia is the forest money account” by ForestFinance: similar to a fixed-term deposit account “, the investor receives an annual return and a final payment immediately after the expiry of seven years. A fire insurance policy for the risky first years of growth, as well as five percent safety areas contribute to the protection of investors. It also promotes and sells the forest ForestFinance: energy III “-Fund, which invests in sustainable short rotational plantations in Germany and Eastern Europe, see products/forest energy-iii /”