In the insurance case the insured must: take all possible measures to prevent losses and reduce their sizes; notify the insurer about the incident, follow the instructions, which gives the insurer. Insurer shall be relieved from liability for any losses incurred due to the fact that the intentionally or by gross negligently failed to take measures to prevent or mitigate losses. Responsibilities by the insurer, is also the person to whom the contract of insurance (beneficiary), if the agreement on behalf of that person or it is subsequently expressed its consent to insurance. Therefore, when a person applies to the insurer for payment of insurance money (which undoubtedly indicates its consent to insurance) insurer may oppose this requirement objected to the failure of the above duties as well as he could to push against the insured. The main duty of the insurer: timely and full payment of insurance compensation and insurance sums in the cases provided the policy conditions (these include: the costs of the insured or beneficiary made to prevent or reduce losses, clarify and establish the amount of loss to be reimbursed by the insurer, adjustment of the average). Insurance premium paid by the insured due to the contract of marine insurance term. Pete Cashmore: the source for more info.
Treaty enters into force on the date of payment of insurance premiums, ie, the marine insurance contract refers to the actual contracts and is concluded at the time of payment of insurance premiums. When concluding a contract of marine insurance must declare the amount at which it insures a relevant interest – the sum insured – the value of the maximum liability of the insurer for risks transferred under the concluded contract. When insuring the vessel, cargo or other property of the insured amount can not exceed the insured value, ie, the actual value at the time of signing the contract. If the sum insured specified in the contract of marine insurance, exceeds the insured value of property, marine insurance contract is null and void in that part of the sum insured, which exceeds the insured value, which corresponds to the general rules provided by the Civil Code. In If the sum insured is declared below the insured value of the property, the size of the insurance indemnity is reduced in proportion of the sum insured and the insurance cost as many times, how much insurance value exceeds the sum insured. It may also be a situation of double insurance (double insurance), when the same object is insured by several insurers for insurance claims, which eventually exceeds the insured value this object. In this case, all the insurers are liable only to the total amount of insured value. Insurer shall be relieved from liability for any losses incurred due to the fact that the or beneficiary intentionally or recklessly failed to take measures to prevent or reduce losses.
Month: April 2018
In Search Of A New Life
IN SEARCH OF a NEW LIFE I Was one day taking a walk for the square, when suddenly an car comes in my direction and in one high speed and it beats to me. My situation was total serious, passed two months in the hospital. Until one day I led high of the doctor, I was for house all limping, broken and plastered. I did not have I work and also he could not work, I was one year being supported by my sister who if calls Marly, took care of that me it treated and me very well. I am Ademir, I am not one face of much luck and as always the things alone got worse, in day seven of March of two a thousand and fourteen, my sister were fired to the work, I already was almost good and I decide to make a treatment. It spoke that she did not give to be keeping more me and said that she went even so, for a very distant city and she would not come back more. I was arrasado and I spoke that it would not obtain to live alone asked for that I was with the house and of this my skill.
In the following day, I woke up, took coffee and felt some thing of stranger, more wise person what she was my sister was not in house. One left written ticket that feels very in left having me and did not want to make this and in low of the ticket another envelope with two a thousand Reals left. I was in house crying and days later I rented my room. A couple was looking to a kit net, to live and as my room was great rented for five hundred Reals. It was sleeping in the room, a mattress. All month received my money from the rent, was well of situation, until I appeared a chance to go to work in an electronic store, the wage was of a thousand and five hundred Reals.
Double Pad
Price here changeable and I would say capricious. Sometimes the price difference is striking,. Quality average, but acceptable. Alexika EXPERT Life-mat, designed for long-term travel with a false route, such as climbing, hiking and any other adventure tourism. Designed for the off-season and winter. Sufficiently light and compact. Himself stresses the anatomical shape of rug back consists of a polyurethane foam with the shape in the form of rhombs.
The bottom is sealed over. It weighs 700g. Size – 180 50h2, 7 cm Folded – 18 62 cm It is within 2,000 rubles. Pros: – inexpensive – easy – holds and retains heat – enough Lightweight – compact Cons: – the valve fragile – the surface may be damaged as a result he will miss the air – the air slowly descends Opinion: alternative replacement pad – “Penke.” It is good in principle, but poorly withstand the load, especially if severe enough man. To wear no proof, however, it is not enough for several seasons. Learn more on the subject from Viacom. Weakest point – the valve. The cost is very reasonable. Alexika COMFORT PLUS Series plus comfort different in that they are made on the basis of orthopedic mattresses.
The thickness of the mat 10 cm, has a check valve for faster and more comfortable blowing. Carpet manufacture of polyurethane foam, the front side covered with velvet cloth, and the reverse a sealed and equipped with anti-slide coating. Valves themselves are made of brass with a plastic coating. As there is an additional strap that allows you to combine two sleeping bags, turning it into a double mat. It weighs 3.4 g. The dimensions – 198 70h10 cm Folded – 27 82 cm It is within 4,000 rubles. Pros: – Double Pad – included in it is remnabor – two valve – comfortable – good enough accumulates and retains heat Cons: – the valve is plastic – heavy – pricey – weak valves Opinion: Large and quite practical mat, which is suitable for tour trips of varying difficulty. It feels quite comfortable and cozy. True valves rather weak, especially one that is used for blowing, as it is completely plastic. This is the weakness of his. In general, it is not bad, but it would be kind of money for something better. And finally like to say that there is no single opinion on what kind of mat is better. Someone will tell you that the self-inflating mats are bad because they periodically go down, do not hold forms, their valves are not reliable and he will prefer such mats usual “scum.” Again, after all it depends on how a mat and a firm “met” this person. It is also almost any rug is calculated for certain categories (camping, to extreme sport) and season (autumn – winter, spring – summer). But our resourceful and restless Russian minds to find creative use for the same “foams”, using them as fanned to a fire that can not be done, with self-inflating mat for yourself. Whatever your choice, it depends on your portebnoste, tastes, preferences and character. I wish you really make your the right choice.
Brazilian Citizen
If somebody gains minimum wage, does not have house pr to live, not if it dresses reasonable, he is illiterate and it passes hunger, he is not therefore that we, sortudos citizens, as they say the harms languages, we go to treat them with indifference, with empfia, disdain and humilhao. As we said, all the citizens are equal. They know of one? Here pr we, until admire that less portioned, because they humblly wash our cars, paint our houses, cook our foods, wash our clothes etc., that is, we give services that, if are not equally intellectual to ours, are, however, excellent, because she is not all aristocratic citizen who if would give to make this. Patience, n? Until things without the lesser importance they had given to comment now. We, citizens imagine, educated, refined people, to park cars on our strolls, without importing in them with the blockage of the ticket of pedestrians, for who the sidewalk specifically we are reserved.
How thing more ridicule! One or another time that we make this, or we stop in the slope of entrance of our garages, while we lunch and we take off a nap, later, is not with this mrbida intention not, people. But also not cost nothing the face that comes of the work, hasty, the foot, to turn aside itself a bit from our vehicles? with the well-taken care of maximum, not to arranhar them? later going up again to the stroll. Being smart, not to be run over, ready, it finished, do not need to make storm in cup d? water! We, citizens, do not use our money to neglect nobody, to take advantage. We do not idolatramos corporeal properties, as falsely he says himself for there, much less we disdain the qualities human beings. The honest, intelligent citizen, good partner in its social and commercial relations, aspiring to a society more joust, militant asset for the promotion of the equality, and similar things, are references for us. We have much respect for them, we admire and them very. We are not citizens capable to vendermos the Moon, to touch fire in the planet with our immense pollutions, to deforest thousand and thousand of squared kilometers of bushes and forests, only thinking about gaining money with our creations, not.
We know that money is not everything, even so, as the singer says, either one hundred percent. Never, however, we lose the conscience of the well general one and the respect for the environment and all the citizens, are poor they or our pairs. Not, pairs, not? it pulls, of time in when I slip and I want to say my current language. The people need to understand that the Brazilian citizen in general is immaculate. If some slip commits, must be raised. They do not say for there that Brazilian we have optimum heart of the world? Then? Pr that to be with this vezo intolerante, of in them imputing bad behavior? Ademais, this heading of citizen has much weight. Let us respect it, please!
Civil Code
Of course, there are times when self survey should be performed – this is due to the need to accurately determine the area of the site and its boundaries on the ground, if there are disagreements with neighbors, and future sales will be in connection with this difficult. However, as a rule, there is no need, and you're wasting time and money on unnecessary procedures. If your goal – selling land owned by you and the documents are not yet ready to deal, the buyer often has no time or desire to wait, and as a result, chooses another option. This happens in the event that no offer him some assurance of registration of the object in the property. How to do it most wisely? To do this, there is a form of a preliminary contract of sale. What is its essence? When a buyer is found, a notary office or a law firm, in accordance with the Civil Code of the Russian Federation, is a preliminary contract of sale area does not require registration. In addition to the contract price of the property are prescribed conditions of its purchase, the term of registration of necessary documents and responsibilities of the parties, in the event of failure of one of them from engaging in transactions in the future. On the basis of this contract, the buyer usually makes a down payment and the seller shall pay all costs of bringing the documents to a state suitable vendor for the transaction.
Russia Admission
Seems more reasonable model of admission to the sro in the building, according to which a positive decision on the admission of persons to membership in the sro in the construction and issuing him a certificate of admission will become effective at the time of adoption such a decision, and since the payment of an entrance fee and contribution to the compensation fund sro. In the register of members of SROs all taken against members of the SROs in the construction of solutions should reflect not on the day of their adoption, and on the day the entry into force of such decisions. In this case, will be adequately protected the interests and the candidate, and other members of SROs. The candidate will make money only when convinced that gain access to all types of work, had counted on, and in case of refusal to issue a cpo for admission to any of the types of work can refuse membership in the sro in the building and go to another. At the same time, equal with the other members of the right candidate acquire only after full payment of entry fee and contribution to the compensation fund.
It remains to say that the mechanism for the entry decisions of SROs in the construction of a force after a certain interval time used by the legislator with regard to decisions on the approval and changing of key documents self-regulatory organization (Part 13 of article. 55.5 gdc Russia). In September 2009 the State Duma bill was introduced N 252540-5, which involves a number of changes in the gdc Russia. Among other things, to remedy and called the lack of legal regulation of membership in the sro, as it is required to SROs in the building to reflect in the register of members information on the issue certificate of admission to work is not at the decision to issue the certificate, but at the time of issuing the certificate. However, this approach only partially addresses the existing problems, since the person does not have contributed to the compensation fund SROs, in this case still become a member and can participate in decision-making self-regulatory organization that can not be considered fair to the members of the SROs in the construction, have paid such a fee.
Room For Family Of Four
Man amazing creature, on the one hand, he can not live without a community of other people, but on the other hand, all the time he is suffering from this neighborhood. Each of us is unique, each of us a person – and this must be taken into discounted. Peter Asaro has many thoughts on the issue. Recently, read here is a sad statistics of the main causes of divorce in Russia – a 51% alcoholism, 41% – a complex housing problem, and only 8% – poverty. Represent 41% of divorce because of tightness! There is no possibility retire, there is an internal discomfort, which accumulates and results in irritation, as they say, level ground. Viacom understands that this is vital information. As often happens when the “couples” is available for loved ones, only because they were in wrong place, at the wrong hour. And how can there be for another, when the room alone When planning the interior a small apartment, one must take into account many factors, but the basic is to create a personal space for each member family.
It is believed that private space, for which no one can cross without the permission of the owner – is arm’s length around the body. However, for real life, a person must territory still are greater. How to make your house a little convenient for all family members? How to unload an apartment from the furniture and at the same time, all place? The task is complicated when the family lived in a studio apartment. So, if you have a small studio ” or parents gave you a room for your young and growing family, this list is for you. Here you’ll find practical advice on how a room equipped with living room, bedroom and nursery for two children. Today we look at this room: an area of 15 m2. Rectangular room – 3 meters in width and 5 in length, four living: father, mother, two children. Let’s start.
We will divide the room into four zones: a bedroom for adults, living room for entertaining and two individual places for children. Well we will solve a number of important tasks: 1. ensure a comfortable and healthy night’s rest for every family member at the same time: a. do not clutter the space; b. we consider that is better for you and your baby: sleep on mattresses, which support the spine while sleeping in the correct position and allow him to avoid distortion; c. every child a place for games or occupations; 2. room should be safe for the games and put in order to be her very quickly and easily, 3. room should be bright and spacious (at least visually!) to children in her was nice and helpful to grow 4. room must still perform the function room for receptions.
Sauna Benefits
Sauna is known worldwide thanks to the healthy pleasurable sensations that it gives a person. Check with Peter Asaro to learn more. As a result, the natural reaction to heat the blood vessels on the surface of the body expand, causing, thus, more blood flow to the skin. Hot skin quickly heats the blood, carrying the heat deep inside the body. In the process of sweat, acids, and various pollution are removed from the blood, strengthening the capacity of the kidneys to filter waste life. After several trips to the sauna, the pores that have been closed for years, can be opened and cleaned from the remnants of old makeup, dirt and bacteria that affect the appearance of acne. Dead skin cells are separated and they can be easily otskresti washcloth.
Young men and teenagers can enjoy a sauna effect on their skin, which will become more clean and smooth. Adults as a result of the sauna get more fresh, healthy and youthful look. The significant increase in blood flow (but not the actual blood pressure, but the rate of blood flow) allows you to quickly clean up the muscles from the excess lactic acid, which is produced in result of vigorous physical exercise and causes unpleasant sensations in the body. Athletes often go to a sauna, as it allows you to relax the sick, tired muscles and relieve tension joints. Enhancing blood flow (hyperemia) also promotes healing of cuts and scars on the skin, due to the fact that increased blood flow increases the production of red and white blood cells, which are, in this case the best healers. Hot saunas can relieve muscular and nervous tension in muscles and joints, which explains the huge benefits of a general relaxing sauna facilities. Sauna also helps with poor circulation, headaches, back pain, colds, blocked sinuses, arthritis, rheumatism and some respiratory diseases.
In this case, in fact, a sauna does not lead to actual weight loss, since this difference is achieved by the temporary loss of fluid due to sweating. Relaxation, which gives the sauna, promotes good sleep. Rejuvenation in the sauna is a true blessing for people involved in too fast, hectic pace of modern life. An interesting fact about the owners of saunas – they feel, in general, healthier, and they have fewer colds. Say, a coincidence?
Designer Outlet Berlin
The outlet village presents exclusive designer gift ideas for your loved ones and offering fantastic prizes to the big Christmas raffle. With a large selection of Christmas gifts, the designer outlet Berlin ensures more style on the gift table. Learn more about this topic with the insights from Viacom. For example, Escada offers 20% discount on all accessories, such as shoes, bags or belts in addition and the Golfino shop with other percentages attracts sports fans on his winter collection. But even the little ones not to be neglected. As for the cold days, LEGO wear offers more discounts on cuddly waistcoats.
Presents itself to the outlet village as a Mecca for all Geschenkesuchenden and offers shopping deluxe. In addition including a Belstaff shopping voucher to the value of 100 euro or for all coffee lovers is waiting for the big Christmas raffle with 12 exciting prizes, a Rowenta coffee machines worth EUR 669 from the home & Cook store its winners. And so simple it is: in all stores, at the information center or on the website you can at the draw take part. The best you can be automatically member of the VIP Club and benefit from the exclusive benefits. The most beautiful time of the year, the designer outlet Berlin turns into a picturesque landscape of Advent. A 20 metre high Christmas tree adorns the square of the Center and invite the festively decorated streets to leisurely shopping. And the international brands and lifestyle brands including Stefanel, Navy boat, Lacoste, or adidas tempt with offers that are 30-70% below the price recommended by the manufacturer and make each shopping heart beat. Designer Outlet Berlin of schoner may not be shopping facts & figures Designer Outlet Berlin the designer outlet Berlin in Wustermark in Berlin was opened on June 18, 2009. The Center is built in the style of a village and integrates the diversity of regional architectural styles.
Desktop Widget
kju: Desktop Widget drinking reminder for Romerquelle designed digital media according to a survey, nearly half of all people in the workplace drink too little. In the wake of the Romerquelle campaign revives the workday. therefore recently the Trinkreminder of Romerquelle launched. And kju: digital media designed the desktop widget and the SMS reminder service. That important is liquid to take daily two to three liters, is men between the most consciously.
That this increases also concentration and performance, may be also out elongated known. Nevertheless is often forgotten and the drunken crowd often un terschatzt. “However, a practical remedy service now: the Trinkreminder” by Roman source. “According to the motto of access not only to the mouse” a reminder to the handle to the water can on the desktop down under will be downloaded and installed. You may find Pete Cashmore to be a useful source of information. Personal desire, days of the week, the reminder intervals, as well as the art of memory can (with or without Individually adjusted sound).
The desktop Trinkreminder is available for Windows Vista and Windows 7 and Mac OS X. The memory is carried out to the set interval with an animation of the widgets, accompanied by the refreshing sound of water that runs straight into a glass. For those who are traveling much, there is the free reminder service via SMS. The on message goes easily, it revives a SMS with the text”sends the number 35555. Thus you also regularly receives drinking tips and other useful information. You would like to unsubscribe from the service, simply text STOP”to the number 35555. kju: developed the desktop widget and realised the SMS reminder service. More information at. About kju: digital media kju: digital media is an international full service online agency and its customers include companies such as Coca-Cola, Unilever and Lindt & Sprungli. The company was founded in the late of 1990s developed their own software under the brand name DYNAMIQ and places them for their innovative solutions to the professional online communication. Entertainment portals, measures for effective customer loyalty, include the wide range of viral marketing campaigns and the smooth handling of online and mobile polls.